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State Farm® Insurance Agent

Janet Lake

Office Hours

After Hours by Appointment

Address

501 1/2 S 2nd St
Fulton, NY 13069-2901

Profile photo of a State Farm Agent named: Janet Lake
4.9/5 average rating on Google (91 reviews)
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Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

501 1/2 S 2nd St
Fulton, NY 13069-2901

Location Details

  • Parking: South of building
  • No steps/stairs

Languages

English, Chinese (Other)
Map showing State Farm Agent Janet Lake's office at 501 1/2 S 2nd St Fulton, NY

The arrival of June brings a refreshing wave of warmth, encouraging everyone to step outside and embrace outdoor activities. With schools letting out and summer vacations commencing, local roads and highways become significantly busier with traffic. Checking your auto insurance during this seasonal shift provides a solid safety net for your daily commutes and recreational drives. Ensuring your vehicle is properly backed allows you to navigate the bustling summer traffic with quiet confidence.

Welcome to the Janet Lake State Farm Agency! Serving New York statewide—including Fulton and Central New York—Lake Insurance and Financial Services proudly helps families, individuals, and small businesses protect what matters most. The Lake Insurance team offers auto and homeowners insurance and more, and we review your full picture so your coverage fits your life—not just a checkbox on a form.

What sets our agency apart is simple: we treat insurance as a relationship, not a transaction. My team and I are here to truly understand the people we serve, not just quote a price and move on. We offer virtual, in-office, and in-home meetings, answer calls and texts, and we’re even open on Saturdays because life doesn’t always happen between nine and five.

Local experience and commitment I've been in the industry since February 2002, a path that found me in an unexpected way. I was working in high-end men's retail when September 11th happened, and something shifted for me. I knew I wanted a career that made a real difference in people’s lives—insurance has been that career ever since.

Proudly based in the Fulton area My husband is a Fulton native, and we’re proud to call Phoenix, New York home. When I’m not in the office, you’ll find me in the garden, enjoying music—Prince and Elvis are my all-time favorites—or spending time with family and our animals. We have two rescue dogs, two rescue guinea pigs who double as office pets, and a fish tank that keeps the office feeling like home.

Auto + Home shoppers welcome If you’re looking for a local team that helps you find the right fit, you’re in the right place. Our focus is helping New York customers with auto and homeowners insurance—and guiding the process with clarity and care.

Life insurance in New York (important note) Life insurance availability varies. Call or message Janet Lake for help reviewing options and next steps.

Community-first Giving back to our community is a core part of who we are. Since opening in 2022, we’ve proudly supported organizations across Central New York including the Alzheimer’s Association, Catholic Charities of Oswego County, the Food Bank of Central New York, Friends Forever Animal Rescue, Fulton Lions Club, Fulton Public Library, Junior Achievement, Oswego SPCA, Sleep in Heavenly Peace, The Women’s Opportunity Center, and many more. We’re honored to be neighbors—not just an insurance office.

Ready to connect? If you’re looking for a local team that takes the time to truly know you, we’d love to connect. Call, text, stop by, or schedule a virtual coffee chat—Coffee’s on (seriously). Let’s get your insurance right.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

FINRA’s BrokerCheck View Licenses

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At Janet Lake State Farm in Fulton, NY, our mission is to serve our community by providing clear, practical insurance guidance and responsive local service that helps protect what matters most. We assist customers with auto, home, and life insurance — and coverage for small businesses — using straightforward explanations, attentive support, and local knowledge of Fulton and the surrounding area. By building relationships through open communication and steady service, we help Fulton residents make confident coverage decisions. Call or visit our Fulton office today to review your policies and let Janet Lake State Farm help you protect your family, home, and vehicle."

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At the core of our team is a genuine commitment to outstanding customer service. We believe that fostering strong relationships with those we serve is essential, and we strive to create an inviting atmosphere where you feel valued and understood. Our extensive knowledge of the insurance industry enables us to provide you with reliable guidance, ensuring that you feel confident in your decisions.

We take pride in going the extra mile for our customers, offering personalized assistance that is tailored to your unique needs. Whether you are seeking coverage for your home, vehicle, or business, we are here to listen to your concerns and provide options that align with your individual situation. Our deep understanding of the complexities of insurance allows us to simplify the process for you, making it easier to navigate.

With the expertise and resources available to us, we are well-prepared to protect you and your assets. We recognize that insurance can sometimes feel overwhelming, but our dedicated team is here to support you every step of the way. Your satisfaction is not just a goal for us; it is our priority. We are committed to surpassing your expectations and ensuring you have a positive experience with us.

As we embark on this journey together, we want you to know that we are here for you. We look forward to building a lasting relationship founded on transparency and open communication. Your well-being is our mission, and we are excited to help you secure a brighter future. Thank you for choosing us as your insurance partner; we are eager to assist you in achieving your goals and protecting what matters most to you.