I’m Janet Lake, your State Farm agent serving Fulton, Phoenix, Oswego, and communities throughout Oswego County and Central New York. I opened the Janet Lake State Farm Agency in Fulton in 2022 to create a welcoming, neighborhood-focused office where questions are always welcome and you can reach a real person by phone or text.

My insurance career began in February 2002, after I changed career paths following September 11, 2001. More than two decades later, building direct, lasting relationships with customers remains at the heart of what I do. My husband is a Fulton native, and we live in nearby Phoenix, so our agency has strong local ties and a genuine appreciation for life in Central New York.

My team and I help customers with auto, home, life, and small business insurance. We take time to understand your home, vehicles, family, and business so we can discuss coverage options that fit your needs. We offer phone and text support, virtual meetings, in-office appointments in Fulton, and in-home visits when appropriate. Saturday appointments are also available for customers with busy weekday schedules.

We’re proud to be part of the local community. You may find us supporting local nonprofits or attending area events, including Oswego’s Harborfest and the Great New York State Fair in Syracuse. We have also taken part in library events, food drives, and other community gatherings throughout Fulton and Oswego County.

Whether you’re insuring your first car, buying a home, reviewing life insurance, or protecting a small business, you’ll have a local team you can call, text, or meet with face to face. We serve customers throughout Fulton, Phoenix, Oswego, and Central New York, and we’re happy to work with people across New York who want a State Farm agent they can reach by name.

Ready to talk about auto, home, or life insurance? Call or text the Janet Lake State Farm Agency in Fulton, stop by our office, or schedule a virtual appointment. Bring your questions—we’ll walk through your coverage together.