Office Hours

Welcome to a personal touch in insurance — I’m Janet Lake, your dedicated State Farm agent proudly serving New York State, from Buffalo to Manhattan and everywhere in between.

I’m passionate about protecting what matters most to you — your home, your car, and above all, the well-being of you and your family. No matter where you live in the Empire State, I’m committed to providing auto, home, life, and business insurance designed to meet your specific needs and circumstances.

Our Coverage and Discounts As a State Farm agent, I offer reliable and comprehensive insurance products backed by a nationally recognized company. We provide a variety of discounts, especially when you bundle multiple policies such as auto and home insurance. Bundling your policies not only streamlines your coverage but often results in significant savings.

Claims Support When it comes to claims, my team and I are here to guide you through the process with care and efficiency. We understand that filing a claim can be stressful, so we provide personalized support to ensure your claim is handled promptly and fairly. From the initial report to the final resolution, you’re never alone.

Specialized Coverage Options In addition to standard auto, home, and life insurance, we offer options for special circumstances, including recreational vehicles (like boats, ATVs, and motorcycles) and business insurance to help protect your assets.

Flexible Meeting Options Your convenience matters. Whether you prefer virtual meetings via phone or video call, or an in-person consultation at our office or your home, I’m here to accommodate your schedule and preferences. This flexibility ensures you get the personalized guidance you need, wherever you are in New York State.

As your trusted agent, my approach goes beyond policies and paperwork. I believe in meaningful conversations to understand your situation and help you build an insurance plan that fits your life.

Whether you’re in the bustling streets of New York City or the scenic neighborhoods of Upstate, I’m here to provide reliable guidance and support every step of the way.

Don’t wait for a crisis to recognize the importance of a comprehensive insurance plan. Get ahead of the game! Reach out today to schedule your protection review. Together, we’ll identify any gaps and create a plan that helps protect what’s important to you — because your security is our shared priority.

Community Impact

At Lake Insurance and Financial Services, giving back to our community is a core value. We are proud to support and participate in a variety of local organizations, charities, and initiatives that help make Central New York and beyond a better place. Through sponsorships, volunteer work, and charitable contributions, we help support the causes that matter to our neighbors and friends.

Some of the organizations and events we have supported since we opened our doors in 2022 include:

Alzheimer’s Association, Central New York Chapter
Catholic Charities of Oswego County
City of Fulton – Parks & Recreation “Yoga In the Park”
CNY Professionals Under 40
Dave Lennon Scholarship Fund
Dream Cheerleading
Erin’s Angels
Food Bank of Central New York
Friends Forever Animal Rescue
Fulton Block Builders
Fulton Blessings in a Backpack
Fulton Fire Department
Fulton Lions Club
Fulton Public Library
Fulton Youth Basketball
Fulton Community Revitalization “Tunes in June”
Fulton Fury
Greater Syracuse Association of Realtors (GSAR)
Great Eastern Whiteout
Junior Achievement
Lake Effect Homeschool Association
Mexico Food Pantry
Oswego County Opportunities, Inc.
Oswego Home School Association
Oswego SPCA
Pixie Mama’s Rescue
Richland Fire Commissioners and Firemen
Sleep in Heavenly Peace
Syracuse Fashion Week
The Women’s Opportunity Center
Unity House
Volney Parent Group

We’re honored to be part of these efforts and invite you to join us in supporting our community.